What this letter means
An LT11 is the IRS’s final notice before they take your money or property to pay a tax debt. Its full name is “Final Notice of Intent to Levy and Notice of Your Right to a Hearing.” A levy means the IRS takes your money or property to pay what they say you owe.
That can mean part of your paycheck, money in your bank account, your state tax refund, or part of your Social Security check. It can also mean your car or other property.
The letter also tells you about a key right. You can ask for a Collection Due Process hearing. That’s an appeal with a separate IRS office that didn’t make the decision to collect.
The IRS sends this notice as an LT11 or as a Letter 1058. They mean the same thing.
How urgent is it?
This is the most urgent kind of IRS letter. You have 30 days from the date on the letter to ask for a hearing. You ask on Form 12153.
If you ask in time, the IRS generally has to hold off on collection while your appeal is open. At the hearing, you can ask for a payment plan, a pause because you can’t pay, or a settlement. In some cases, you can also argue the bill itself.
If you miss the deadline, the IRS can start taking money soon after. Don’t assume the amount is right, and don’t wait to find out.
What we do
We protect the deadline first. We file your hearing request on time, and we keep proof that it was sent. That protects your rights while we look at the rest.
We check the amount. A bill at this stage can still be built on IRS guesses or extra penalties. If it’s wrong, we push to fix it.
We fight for the best result the law allows. At the hearing, we make the case for what fits your real numbers. That could be a payment plan you can keep, a pause in collection, or settling for less if you qualify.