What’s happening
The IRS sent your bank an order to hand over money from your account. The bank froze whatever was in the account that day.
Here’s what most people don’t know: the bank has to hold that money for 21 days before sending it to the IRS. During that time, the money is frozen, but it’s not gone. That’s your best chance to get it released.
This is a one-time grab. It takes what’s in the account on the day the order arrives. But the IRS can send another one. So the real problem has to be fixed, not just this one.
What the IRS can do, and what it can’t
The IRS can take money from checking, savings, and other accounts. They don’t need a court order. They can even freeze a joint account when only one of you owes.
But the IRS has to release the money if taking it leaves you unable to pay basic bills like rent and food. They also have to release it if you set up a payment plan, or if the IRS has run out of time to collect. In other cases, they can choose to release it, especially when someone makes a strong case for you, fast.
How we fight it
We move fast. You only have 21 days, so the first few matter most. Once you hire us, we contact the IRS, show them why the money should be released, and push for it before the bank sends it.
We check the bill. Lots of these are based on numbers that are wrong. Maybe the IRS filed a return for you and guessed high. Maybe there are penalties that shouldn’t be there. If you don’t owe it, you shouldn’t be paying it.
Then we fix what caused it, so it doesn’t happen again next month. That might mean fixing the bill, getting the IRS to pause collection while you get back on your feet, settling the debt, or a payment plan built on your real numbers.
