Serving clients in all 50 states · Based in Central Arkansas (501) 209-7393
IRS letters explained

Got a letter from the IRS? Let's figure out what it means.

IRS letters are hard to read on purpose. Find your letter below, and we'll tell you what it means, how fast you need to act, and what to do next. In plain English.

Step 1

Find the notice number on your letter

Look in the top right or bottom right corner of the first page. It usually starts with CP, LT, or says Letter, followed by a number.

IRS letters

Most common IRS letters

They're listed in the order the IRS usually sends them. The further down the list, the less time you have.

CP14
Act soon

First Bill for a Balance Due

The IRS's first bill for taxes they say you owe. You have time, but interest and penalties start adding up.

CP501
Act soon

Reminder: You Have a Balance Due

A reminder that the IRS says you still owe. You still have time and plenty of options.

CP503
Act soon

Second Reminder: You Still Have a Balance Due

The second reminder. The next letter is usually a warning that the IRS plans to take your property.

CP504
Urgent

Notice of Intent to Levy

The IRS plans to take your property or money. They can already keep your state tax refund. Time to act.

LT11
Act now

Final Notice of Intent to Levy and Your Right to a Hearing

The final notice before the IRS can take your money. You have 30 days to ask for an appeal hearing.

Letter 1058
Act now

Final Notice of Intent to Levy and Your Right to a Hearing

The final notice before the IRS can take your money or property. You have 30 days to ask for a hearing.

CP90
Act now

Final Notice Before the IRS Takes Federal Payments

A final notice that the IRS plans to take part of federal payments to you, like Social Security or a federal pension. 30 days to ask for a hearing.

CP91
Act now

Final Notice Before the IRS Takes Social Security Benefits

The IRS plans to take up to 15% of your Social Security benefits. Act within 30 days.

CP523
Act now

Notice of Intent to End Your Payment Plan

The IRS plans to end your payment plan and start collecting. You have about 30 days to fix it.

CP71
Act soon

Yearly Reminder of a Balance Due

A reminder that the IRS says you still owe. It often comes yearly, and it comes in a few versions.

CP2000
Urgent

Proposed Changes to Your Tax Return

The IRS thinks your return doesn't match what others reported. It's not a bill yet, but you must reply by the deadline.

CP3219A
Act now

Notice of Deficiency (90-Day Letter)

A Notice of Deficiency. You have 90 days to petition Tax Court, and the IRS can't extend it.

Letter 1153
Act now

Proposed Trust Fund Recovery Penalty

The IRS plans to charge you personally for a business's unpaid payroll taxes. You have 60 days to appeal.

CP508C
Urgent

Your Tax Debt Was Reported to the State Department

The IRS told the State Department about your tax debt. Your passport could be denied or canceled. It can be reversed.

Picture a few months from now

You open the mail without your stomach dropping.

The IRS calls us, not you. The balance has been fought down to what you actually owe, if anything, and whatever's left has a plan in writing built on your real numbers. And you've stopped carrying this alone. That's what we're working toward, starting with one free conversation.

(501) 209-7393

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Talk to Katrina: (501) 209-7393